Expressline
Need a line of credit instead of a loan? With lines from $1,000 to $50,000 and no origination fee, you can borrow a little or a lot depending on what suits you.
account details
- Line of credit from $1,000 to $50,000
- $35 annual fee
- Variable interest rate
- Minimum payment of 2% of principal balance or $50, whichever is greater
- Revolving line of credit
- Advance funds through check, in-store advance, transfer via online banking and telephone transfer
- No origination fee
rate details
for zip code
| Balance | Variable interest rate | APR | Floor | Ceiling |
|---|---|---|---|---|
| $1,000-$5,000 | Index + 6.75% – 11.75% | 11.00% – 16.00% | 6.00% | 18.00% |
| $5,001-$25,000 | Index + 4.75% – 9.75% | 9.00% – 14.00% | 6.00% | 18.00% |
| $25,001-$50,000 | Index + 3.95% – 8.95% | 8.20% – 13.20% | 6.00% | 18.00% |
Interest Rate: Rates shown are effective as of 6/15/2017 and subject to change without notice. Advertised rate includes 0.50% automatic payment discount from an Umpqua Bank Account. The disclosed APRs are variable and subject to increase after consummation. The advertised APRs are based on the Wall Street Journal Prime Rate (the “Index”), currently 4.25%, plus a margin (spread). The margin is based on the approved loan amount and our evaluation of your credit history.
Credit approval: All accounts subject to credit approval.
Credit approval: All accounts subject to credit approval.