Boat or RV Loan

Spend a day out on the water or say hello to the open road with a fixed-rate loan. We want to help you enjoy your adventures.

Account Details

  • New: Loan up to 90% of invoice amount
  • Fixed Interest Rate
  • $100 Origination Fee
  • New or Used Boat or RV used as collateral
  • Payments fully amortized over term
  • Used: Up to 90% of NADA retail value
  • Terms between 48 and 180 months based on loan size and collateral

 

Rate Details

Product Rates
Amount Interest Rate APR Term
$5,000 and up 6.00% – 9.50% 6.51% – 10.02% 48 months
$5,000 and up 6.00% – 9.50% 6.41% – 9.93% 60 months
$6,000 and up 6.00% – 9.50% 6.35% – 9.86% 72 months
$15,000 and up 6.00% – 9.50% 6.15% – 9.66% 120 months
$25,000 and up 6.20% – 9.70% 6.26% – 9.77% 180 months
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Questions? Call us at (602) 910-1974.
Interest Rate: Rates shown are effective as of 1/9/2017 and are subject to change without notice. Advertised Annual Percentage Rates (APRs) includes a 0.50% automatic payment discount from an Ubium Bank account. The APR is based on the amount you finance, the term (length) of your contract and our evaluation of your credit history. The disclosed range of APRs take into account the $100 loan origination fee and $100 minimum payment requirement. A $10,000 loan at 9.00% APR would be repayable in 72 monthly payments of $180.26.

Credit Approval: Loans are subject to Credit Approval.

License Fee: Borrower must pay tax and license fees. These fees may be financed within the loan to value guidelines.