Used Auto Loan

Your next set of wheels are ready to roll with a fixed-rate loan of up to six years.

Account Details

  • Loan 100% of NADA clean trade in value
  • $100 Origination Fee
  • Terms between 24-72 months based on loan amount and collateral
  • Fixed Interest Rate
  • Collateral: used auto maximum age of 10 model years old
  • Payments fully amortized over term

Rate Details

Product Rates
Amount Interest Rate APR Term
$3,000 and up 3.25% – 6.25% 4.22% – 7.23% 24 months
$4,000 and up 3.25% – 6.25% 3.91% – 6.92% 36 months
$5,000 and up 3.25% – 6.25% 3.75% – 6.76% 48 months
$6,000 and up 3.25% – 6.25% 3.65% – 6.67% 60 months
$7,000 and up 3.50% – 6.50% 3.84% – 6.85% 72 months
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Questions? Call us at (602) 910-1974.

Interest Rate: Rates shown are effective as of 1/9/2017 and are subject to change without notice. The loan interest rate is based on the approved loan amount and Bank evaluation of the borrower’s credit score and credit history. The disclosed range of Annual Percentage Rates (APRs) includes a .50% automatic payment discount from an Ubium Bank account. A $10,000 loan at 4.50% APR would be repayable in 60 monthly payments of $186.42.

Credit Approval: All loans are subject to Credit Approval.

License fee: Borrower must pay tax and license fees. These fees may be financed within the loan to value guidelines.