Prosper Money Market
With our Prosper Money Market, you can get rewarded for your balances and your relationship with Ubium by earning a higher interest rate when tied to an Ubium checking account.
Account Details
- $100 minimum to open
- Higher interest when linked to an active Ubium personal checking account
- Six total withdrawals and transfers allowed per month
- Online banking
- Combined statements
- Tie to a checking account for overdraft transfers
- Monthly pricing options:
• $15
• $0 with a $10,000 minimum daily balance or $25,000 combined balance in eligible Ubium accounts linked to your Prosper Money Market
- Earns interest. Higher balance = better rate
- Unlimited complimentary Ubium ATM and in-branch withdrawals
- First 50 checks deposited per month complimentary
- Ubium ATM Card
- Check writing
- Build your balance with automatic transfers from a checking account
Rate Details
Earns Interest. Call or come into a branch for details.
Click here to Open your Account!
Questions? Call us at (602) 910-1974 or find a branch near you.
Monthly Pricing Options: Monthly price is $0 when you keep a $10,000 minimum daily balance OR $25,000 combined deposit and outstanding loan balance in eligible accounts. Balance requirements are calculated three business days before the end of the deposit statement period. The combined balance is calculated by adding the current balance of all eligible accounts. Eligible accounts for the combined balance option include personal checking, savings, certificates of deposit, money markets, IRAs and outstanding personal loans. Excludes mortgages and credit cards. All other fees apply.
Higher Interest Rate: Earn a higher interest rate when linked to an active personal checking account. An active personal checking account is defined as having at least one customer initiated transaction every 30 days.
General Withdrawals: This account allows six total withdrawals and transfers per month. Withdrawals and transfers include but are not limited to: bill payments, telephone transfers, ACH payments, drafts, checks and point of sale transactions. Excess transaction fees apply if limit is exceeded. Unlimited complimentary Ubium ATM and in-branch withdrawals.
Higher Interest Rate: Earn a higher interest rate when linked to an active personal checking account. An active personal checking account is defined as having at least one customer initiated transaction every 30 days.
General Withdrawals: This account allows six total withdrawals and transfers per month. Withdrawals and transfers include but are not limited to: bill payments, telephone transfers, ACH payments, drafts, checks and point of sale transactions. Excess transaction fees apply if limit is exceeded. Unlimited complimentary Ubium ATM and in-branch withdrawals.
Checks deposited: Your first 50 checks deposited per month are complimentary, $0.25 per check after that. Click here for Personal Rules and Regulations