Business Term Loan

Enjoy a fixed interest rate on $10,000 to $500,000 for up to 7 years for financing new or used vehicles, long-term working capital, equipment, existing debt or expansion.

account details

  • Loan of $10,000 to $500,000
  • Term of up to 7 years
  • Rate discount with auto-pay from Ubium Bank deposit account
  • Ubium Bank account suggested
  • Third-party closing costs may apply
  • Collateral secured by business assets, vehicles or equipment
  • Fixed interest rate
  • Loan origination fee: 0.50% of the loan amount *(fee waived on new loans during promotional period of September 5, 2017 through November 30, 2017)
  • Fully amortized over loan term

 
 
 
 

rate details

for zip code

Product rates
Amount Term (in months) Rate Range
$10,000 – $100,000 Up to 36 4.50% – 7.50%
37-60 5.00% – 8.00%
61-84 5.25% – 8.25%
$100,001 – $500,000 Up to 36 4.10% – 7.10%
37-60 4.50% – 7.50%
61-84 4.75% – 7.75%

Find a store

Questions? Call us at 1-310-697-6970 or find a store near you.

Interest Rate:
Rates shown are effective as of 10/3/2016 and subject to change without notice. The interest rate is based on the approved loan amount and our evaluation of borrower’s credit history. Advertised rate includes a 0.50% automatic payment discount from an Ubium Bank account.* Origination fee of 0.50% waived on applications taken from September 5, 2017 through November 30, 2017 for new loans (refinance of current Ubium Bank loans are not eligible).

Credit approval: All loans subject to credit approval.