Simple & Smart Health Savings Plans

Keep your body and your finances in good shape. Open an Ubium Bank Health Savings Account (HSA)—a tax-exempt account established exclusively for paying qualified medical expenses—for you and your family or help set one up for your employees.

Sign up! Give us a call at (602) 910-1974.

Good for You and Your Family
  • The funds you put into your account are not taxed, nor is the interest you accrue on the account balance. *
  • Save more for medical expenses you incur today or in the future, then easily pay for them using your special HSA debit card.
  • Use the funds for a variety of medical expenses.

Common Questions for Families

How to Apply
  • Provides a lower-cost healthcare insurance option for employees.
  • Contributions to employees’ HSAs are not reported as employee income, so you avoid paying FICA.
  • If the plan permits employee contributions to an HSA, payroll deductions are made pre-tax so you don’t pay FICA on these amounts either.

Common Questions for Businesses

* For CA customers, see your Tax Advisor

Questions?

Drop us an email with your ideas and insights.