the Everyday Cash Card for your Everyday Needs

The Everyday Cash Card is a more than a Visa® Reloadable Prepaid card. It’s a smart money management tool. With the Everyday Cash Card, you can manage your household expenses, travel within your budget and shop online – all while protecting your main household accounts. There are no overdraft fees because you only spend what you add to the account.

The Everyday Cash Card is the secure, easy way to manage your money.

Add Money to your Card

  • Deposit cash, or set up a funds transfer from another account
  • Deposit cash at any Ubium Bank ATM
  • Deposit cash at any participating Visa® ReadyLinkTM retail location (Click here to locate a ReadyLink TM ATM)
  • Sign up for direct deposit of your payroll, tax refunds or government benefits check

Access your Money

  • Withdraw cash at any Ubium Bank ATM free of charge
  • Make purchases at millions of retailers that accept Visa® debit cards
  • Pay bills by providing your card number to billers that accept Visa® debit cards for payment
  • Make online purchases through the Visa Checkout service

Monitor your Balance

With the Everyday Cash Card, you can track your balance and spending via the following convenient options:

  • Prepaid Online Websites:
    – For Temporary Card Online Access
    – For Personalized Card Online Access
  • Sign up for customized email or text alerts by logging into your Everyday Cash Card Online account. Set balance notification thresholds and notification of purchases made with your card. Once enrolled, you will also be able to text Ubium for the card balance. Carrier rates apply.
  • Enroll in Visa Purchase Alerts: Receive alerts for transactions in real-time and immediately identify potentially fraudulent activity.

Great Features for One Monthly Fee

Keep it simple with one monthly service fee, which can be waived with $500 or more in direct deposits per month.

Customer Service

For support when you need it, call 1-(602) 910-1974, or stop by your neighborhood Ubium Bank branch.

Step 1: Open an Account
  • Visit your local Ubium Bank branch today.
  • Bring your initial deposit of $25 and two forms of ID including a photo ID
  • Leave with a Temporary card until your Personalized card arrives by mail
Step 3: Load Funds
    • Add cash anytime at your Ubium branch or ATM, or Visa ReadyLinkTM location
    • Sign up for direct deposit of your payroll, tax refunds or government benefits check
Step 2: Activate your Personalized Card
  • Call (602) 910-1974
  • Select a PIN
Step 4: Use your Card
  • Make purchases anywhere Visa debit cards are accepted
  • Make ATM Withdrawals
  • Pay Bills by providing your card number to a biller
  • Reload and use, over and over
  1. Only Ubium Bank ATMs with Deposit Automation/Envelopeless Deposits are able to accept cash deposits to the Everyday Cash Card.
  2. There is no charge from Ubium but some retailers may charge a fee for this service.
  3. Everyday Cash Card deposits are FDIC Insured up to the maximum allowed by law, and covered by Visa’s Zero Liability Protection for fraudulent transactions. Refer to the Everyday Cash Card Terms and Conditions for details.
  4. When using a non-Ubium Bank ATM terminal, you may be charged a surcharge by the ATM owner. The amount of the fee will be disclosed by the terminal owner at the time of transaction. Transactions that are subject to a fee by Ubium Bank when completed at a non-Ubium Bank ATM include balance inquiries, deposits, funds transfers and withdrawals. Refer to the Everyday Cash Card Terms and Conditions for details.
  5. Refer to the Everyday Cash Card Terms and Conditions for details.
  6. Biller must have the ability to accept Visa Debit Cards for payment to process your payment.
  7. Student Everyday Cash Card not eligible for Instant Issue Temporary Card

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